Doylestown, Buckingham and Bucks County real estate and homes for sale in Pennsylvania - Pat Olenick, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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Pat Olenick

My goal is to make the Selling or Buying process as easy and stress free to my client. Let my experience work for you!

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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Doylestown, Buckingham and Bucks County real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Disclosure Laws >Avoiding Delays During Escrow

Unforeseen problems can arise during escrow, and closing dates are never set in stone! Lenders, appraisers, title attorneys, credit check services, or anyone who is involved in the transaction could potentially delay a closing. Stay in close touch with your real estate agent, who will notify you of deadlines and help you deal with delays.

Well-written sales contracts are the key to avoiding problems during escrow. For example, provisions can be included in the agreement that require the buyer to provide evidence of sufficient funds for down payment and closing costs, or to present proof of the ability to obtain homeowner's insurance. Because of new restrictions on insurance policies, the mortgage lender may require insurance before funding the loan.

There is also a section in the sales contract wherein the seller makes a warranty to the buyer of the condition of the property. It is important to make sure that this clause is modified to reflect the seller's transfer disclosure statement. If this is not done, the seller could be required to repair items that are found to be dysfunctional or faulty, and this could add time to the escrow period.

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Real Estate Trivia
Q 
The smallest of Canada's 1000 Islands shares a name with a fairy tale hero. What is it?

A 
Tom Thumb
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Pat Olenick, REALTOR®, real estate agent and broker for Doylestown, Buckingham and Bucks County, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat Olenick
Prudential Fox and Roach - New Hope

Logan Square 4 Gazebo Place
New Hope, PA 18938
Cell: 215-280-6284
Direct: 215 862-8418
Office: 215 862-3385
Fax: 215 862-9778
patolenick@NUMBER1EXPERT.com

Serving the Bucks and Montgomery home buyers and sellers for over 10 years, Pat has become the REALTOR of choice by helping hundreds to achieve their goals. Pat's commitment to ethical practice and continuing education have inspired the trust and respect of the real estate community. Referrals are a primary source of Pat's business; a testament to the high quality of her service and the personal connection she makes with her clients.

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